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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,150 | $127,273+81.6% | $109,895+110.3% | $167,518+38.0% |
| Participation rate | 77.8% | 77.9%-0.1pp | 74.2%+3.6pp | 82.1%-4.3pp |
| Annual return | 7.99% | 22.97%-15.0pp | 29.46%-21.5pp | 478.71%-470.7pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $2,843-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $1,710 | $4,515-62.1% | $4,049-57.8% | $6,342-73.0% |
| Admin fee / account holder | $2,570 | $7,117-63.9% | $6,067-57.6% | $12,312-79.1% |