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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,263 | $121,701+74.4% | $104,639+102.9% | $158,982+33.5% |
| Participation rate | 77.8% | 77.5%+0.2pp | 74.1%+3.7pp | 82.0%-4.2pp |
| Annual return | 5.21% | 465.72%-460.5pp | 340.67%-335.5pp | 302.99%-297.8pp |
| Employer contribution / active EE | $0 | $3,165-100.0% | $2,682-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,739 | $4,176-58.3% | $3,738-53.5% | $5,983-70.9% |
| Admin fee / account holder | $4,269 | $7,778-45.1% | $6,465-34.0% | $11,252-62.1% |