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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,758 | $109,967+94.4% | $97,197+119.9% | $145,877+46.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 8.55% | 244.27%-235.7pp | 75.47%-66.9pp | 551.28%-542.7pp |
| Employer contribution / active EE | $0 | $3,077-100.0% | $2,723-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,079 | $4,676-55.5% | $4,263-51.2% | $6,691-68.9% |
| Admin fee / account holder | $29,051 | $6,199+368.6% | $5,637+415.3% | $13,402+116.8% |