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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,434 | $117,433+52.8% | $99,475+80.4% | $152,897+17.4% |
| Participation rate | 80.0% | 77.5%+2.5pp | 73.8%+6.2pp | 82.5%-2.5pp |
| Annual return | 18.11% | 31.87%-13.8pp | 30.72%-12.6pp | 345.43%-327.3pp |
| Employer contribution / active EE | $0 | $3,013-100.0% | $2,540-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,720 | $4,086-57.9% | $3,619-52.5% | $5,851-70.6% |
| Admin fee / account holder | $1,959 | $7,634-74.3% | $6,252-68.7% | $11,599-83.1% |