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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,739 | $88,707+50.8% | $74,184+80.3% | $273,972-51.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -2.49% | 11.94%-14.4pp | 17.74%-20.2pp | 41.46%-43.9pp |
| Employer contribution / active EE | $7,519 | $3,159+138.0% | $2,370+217.3% | $4,869+54.4% |
| Participant deferral / active EE | $4,887 | $4,212+16.0% | $3,550+37.7% | $5,287-7.6% |
| Admin fee / account holder | $22,869 | $8,717+162.4% | $5,586+309.4% | $10,133+125.7% |