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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,833 | $112,131+112.1% | $95,964+147.8% | $158,982+49.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 3.78% | 171.19%-167.4pp | 91.64%-87.9pp | 302.99%-299.2pp |
| Employer contribution / active EE | $7,117 | $3,199+122.5% | $2,541+180.1% | $4,763+49.4% |
| Participant deferral / active EE | $6,769 | $4,784+41.5% | $4,167+62.5% | $5,983+13.1% |
| Admin fee / account holder | $1,545 | $10,136-84.8% | $6,797-77.3% | $11,252-86.3% |