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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,184 | $103,392+109.1% | $87,104+148.2% | $152,897+41.4% |
| Participation rate | 83.3% | 79.4%+4.0pp | 76.9%+6.5pp | 82.5%+0.9pp |
| Annual return | 4.43% | 28.10%-23.7pp | 28.19%-23.8pp | 345.43%-341.0pp |
| Employer contribution / active EE | $3,301 | $3,221+2.5% | $2,521+30.9% | $4,764-30.7% |
| Participant deferral / active EE | $5,613 | $4,778+17.5% | $4,048+38.7% | $5,851-4.1% |
| Admin fee / account holder | $18,838 | $12,194+54.5% | $7,491+151.5% | $11,599+62.4% |