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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,322 | $100,805+82.9% | $86,698+112.6% | $134,532+37.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -13.73% | 29.09%-42.8pp | 35.95%-49.7pp | 418.27%-432.0pp |
| Employer contribution / active EE | $9,260 | $3,490+165.3% | $2,837+226.4% | $4,741+95.3% |
| Participant deferral / active EE | $9,049 | $5,339+69.5% | $4,656+94.3% | $6,401+41.4% |
| Admin fee / account holder | $17,895 | $10,925+63.8% | $7,493+138.8% | $11,429+56.6% |