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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,861 | $85,766+1.3% | $136,298-36.3% | $70,126+23.9% |
| Participation rate | 93.5% | 74.2%+19.4pp | 81.9%+11.6pp | 69.5%+24.0pp |
| Annual return | 12.23% | 31.46%-19.2pp | 5156.27%-5144.0pp | 73.15%-60.9pp |
| Employer contribution / active EE | $2,421 | $2,966-18.4% | $4,696-48.4% | $2,343+3.3% |
| Participant deferral / active EE | $5,345 | $5,051+5.8% | $6,247-14.4% | $3,332+60.4% |
| Admin fee / account holder | $16,717 | $5,421+208.4% | $9,244+80.8% | $4,645+259.8% |