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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,668 | $99,875-6.2% | $146,866-36.2% | $86,983+7.7% |
| Participation rate | 91.4% | 75.8%+15.6pp | 82.5%+8.9pp | 69.5%+21.9pp |
| Annual return | 10.77% | 28.10%-17.3pp | 102.85%-92.1pp | 25.83%-15.1pp |
| Employer contribution / active EE | $3,443 | $3,224+6.8% | $4,425-22.2% | $2,584+33.2% |
| Participant deferral / active EE | $7,115 | $6,322+12.5% | $7,759-8.3% | $4,194+69.7% |
| Admin fee / account holder | $29,473 | $7,838+276.0% | $13,620+116.4% | $7,856+275.2% |