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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,717 | $98,776-10.2% | $149,745-40.8% | $79,856+11.1% |
| Participation rate | 86.5% | 75.8%+10.7pp | 82.5%+4.0pp | 69.6%+16.8pp |
| Annual return | 3.15% | 27.38%-24.2pp | 276.72%-273.6pp | 31.71%-28.6pp |
| Employer contribution / active EE | $2,474 | $3,217-23.1% | $4,646-46.8% | $2,471+0.1% |
| Participant deferral / active EE | $4,719 | $5,681-16.9% | $6,843-31.0% | $3,741+26.1% |
| Admin fee / account holder | $12,939 | $6,053+113.8% | $9,312+39.0% | $5,306+143.8% |