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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,965 | $76,551+11.0% | $123,894-31.4% | $62,881+35.1% |
| Participation rate | 97.1% | 73.0%+24.1pp | 81.4%+15.6pp | 69.3%+27.8pp |
| Annual return | -0.94% | 18.68%-19.6pp | 47.52%-48.5pp | 20.14%-21.1pp |
| Employer contribution / active EE | $2,231 | $2,882-22.6% | $4,617-51.7% | $2,281-2.2% |
| Participant deferral / active EE | $5,188 | $4,840+7.2% | $5,984-13.3% | $3,203+62.0% |
| Admin fee / account holder | $11,572 | $4,826+139.8% | $8,357+38.5% | $4,296+169.4% |