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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,120 | $162,136+91.9% | $152,301+104.3% | $154,746+101.1% |
| Participation rate | 86.7% | 84.1%+2.6pp | 82.4%+4.2pp | 80.7%+6.0pp |
| Annual return | 6.01% | 91.02%-85.0pp | 80.50%-74.5pp | 172.34%-166.3pp |
| Employer contribution / active EE | $6,496 | $4,890+32.8% | $4,624+40.5% | $4,379+48.3% |
| Participant deferral / active EE | $9,399 | $8,341+12.7% | $8,004+17.4% | $6,730+39.6% |
| Admin fee / account holder | $135,454 | $15,759+759.5% | $14,398+840.8% | $14,365+842.9% |