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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,699 | $87,733-19.4% | $106,551-33.6% | $85,856-17.7% |
| Participation rate | 84.0% | 71.9%+12.1pp | 76.1%+7.9pp | 69.3%+14.7pp |
| Annual return | 13.68% | 21.86%-8.2pp | 26.80%-13.1pp | 318.58%-304.9pp |
| Employer contribution / active EE | $400 | $2,073-80.7% | $2,819-85.8% | $2,565-84.4% |
| Participant deferral / active EE | $1,641 | $3,469-52.7% | $4,398-62.7% | $3,952-58.5% |
| Admin fee / account holder | $11,264 | $6,767+66.4% | $7,408+52.1% | $6,261+79.9% |