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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,239 | $79,955-57.2% | $98,461-65.2% | $75,173-54.5% |
| Participation rate | 96.3% | 70.4%+25.9pp | 75.2%+21.1pp | 67.2%+29.1pp |
| Annual return | 18.15% | 19.75%-1.6pp | 21.17%-3.0pp | 160.72%-142.6pp |
| Employer contribution / active EE | $370 | $2,264-83.6% | $3,049-87.9% | $2,671-86.1% |
| Participant deferral / active EE | $1,997 | $3,752-46.8% | $4,738-57.8% | $4,126-51.6% |
| Admin fee / account holder | $10,259 | $6,841+50.0% | $8,961+14.5% | $5,651+81.6% |