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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,661 | $118,708-46.4% | $98,920-35.6% | $158,982-60.0% |
| Participation rate | 90.5% | 77.8%+12.7pp | 76.0%+14.4pp | 82.0%+8.5pp |
| Annual return | 19.92% | 372.49%-352.6pp | 196.47%-176.5pp | 302.99%-283.1pp |
| Employer contribution / active EE | $476 | $3,334-85.7% | $2,689-82.3% | $4,763-90.0% |
| Participant deferral / active EE | $1,319 | $5,089-74.1% | $4,245-68.9% | $5,983-78.0% |
| Admin fee / account holder | $835 | $10,134-91.8% | $6,643-87.4% | $11,252-92.6% |