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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $74,937 |
Filed as: RAYMOND JAMES FINANCIAL SERVICES IN Service code 16 · EIN 59-1531281 | Consulting | $29,678 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,759 | $60,488+79.8% | $109,907-1.0% | $79,391+37.0% |
| Participation rate | 96.7% | 67.0%+29.7pp | 74.2%+22.5pp | 70.7%+26.0pp |
| Annual return | 15.38% | 189.57%-174.2pp | 29.46%-14.1pp | 116.88%-101.5pp |
| Employer contribution / active EE | $2,222 | $1,649+34.7% | $2,844-21.9% | $2,428-8.5% |
| Participant deferral / active EE | $4,618 | $3,220+43.4% | $4,047+14.1% | $4,046+14.2% |
| Admin fee / account holder | $388 | $605-35.8% | $6,069-93.6% | $627-38.0% |