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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $60,127 |
Filed as: RAYMOND JAMES Service code 27 · EIN 59-2937883 | Advisory (Plan) | $13,135 |
Filed as: RAYMOND JAMES FINANCIAL SERVICES IN Service code 16 · EIN 59-1531281 | Consulting | $6,627 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,126 | $55,122+83.5% | $104,639-3.4% | $73,497+37.6% |
| Participation rate | 98.2% | 67.7%+30.5pp | 74.1%+24.1pp | 70.7%+27.5pp |
| Annual return | 19.71% | 24.77%-5.1pp | 340.67%-321.0pp | 28.51%-8.8pp |
| Employer contribution / active EE | $2,243 | $1,464+53.2% | $2,682-16.4% | $2,270-1.2% |
| Participant deferral / active EE | $4,671 | $2,919+60.0% | $3,738+25.0% | $3,740+24.9% |
| Admin fee / account holder | $412 | $423-2.7% | $6,465-93.6% | $513-19.8% |