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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES & ASSOCIATES Service code 26 · EIN 59-1237041 10883 PEARL ROAD, SUITE 302 · STRONGSVILLE, OH 44136 | Advisory (Participants) | $24,986 |
NOBLE-DAVIS CONSULTING, INC.3 years Service code 13 · EIN 34-1723189 6190 COCHRAN RD SUITE D · SOLON, OH 44139 | Contract Administrator | $19,917 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 211 MAIN STREET · SAN FRANCISCO, CA 94105 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,261 | $45,825+92.6% | $90,657-2.6% | $56,289+56.8% |
| Participation rate | 80.9% | 66.7%+14.2pp | 74.0%+6.8pp | 69.9%+11.0pp |
| Annual return | -4.49% | 38.64%-43.1pp | 1.89%-6.4pp | -9.96%+5.5pp |
| Employer contribution / active EE | $1,886 | $1,372+37.4% | $2,532-25.5% | $2,111-10.7% |
| Participant deferral / active EE | $3,595 | $2,562+40.3% | $3,424+5.0% | $3,350+7.3% |
| Admin fee / account holder | $481 | $413+16.7% | $4,994-90.4% | $521-7.6% |