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| Provider | Service type | Compensation |
|---|---|---|
NOBLE-DAVIS CONSULTING, INC.2 years Service code 13 · EIN 34-1723189 6190 COCHRAN RD SUITE D · SOLON, OH 44139 | Contract Administrator | $5,253 |
Filed as: RAYMOND JAMES & ASSOCIATES Service code 26 · EIN 59-1237041 10883 PEARL ROAD, SUITE 302 · STRONGSVILLE, OH 44136 | Advisory (Participants) | $1,039 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 211 MAIN STREET · SAN FRANCISCO, CA 94105 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,592 | $47,448+120.4% | $94,993+10.1% | $62,293+67.9% |
| Participation rate | 85.1% | 66.5%+18.6pp | 73.9%+11.2pp | 69.5%+15.6pp |
| Annual return | 17.49% | 22.64%-5.1pp | 27.14%-9.7pp | 28.90%-11.4pp |
| Employer contribution / active EE | $2,077 | $1,300+59.8% | $2,603-20.2% | $2,042+1.7% |
| Participant deferral / active EE | $3,440 | $2,375+44.9% | $3,317+3.7% | $3,169+8.5% |
| Admin fee / account holder | $408 | $434-6.1% | $4,960-91.8% | $479-15.0% |