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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,430 | $136,860+104.2% | $120,344+132.2% | $154,746+80.6% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 17.02% | 21.38%-4.4pp | 20.30%-3.3pp | 172.34%-155.3pp |
| Employer contribution / active EE | $1,979 | $3,533-44.0% | $3,020-34.5% | $4,379-54.8% |
| Participant deferral / active EE | $7,490 | $5,793+29.3% | $5,135+45.9% | $6,730+11.3% |
| Admin fee / account holder | $1,108 | $15,393-92.8% | $12,742-91.3% | $14,365-92.3% |