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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,647 | $100,805+138.7% | $86,698+177.6% | $134,532+78.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -21.41% | 29.09%-50.5pp | 35.95%-57.4pp | 418.27%-439.7pp |
| Employer contribution / active EE | $3,189 | $3,490-8.6% | $2,837+12.4% | $4,741-32.7% |
| Participant deferral / active EE | $8,965 | $5,339+67.9% | $4,656+92.5% | $6,401+40.1% |
| Admin fee / account holder | $8,916 | $10,925-18.4% | $7,493+19.0% | $11,429-22.0% |