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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,948 | $103,392+94.4% | $87,104+130.7% | $152,897+31.4% |
| Participation rate | 90.0% | 79.4%+10.6pp | 76.9%+13.1pp | 82.5%+7.5pp |
| Annual return | 25.13% | 28.10%-3.0pp | 28.19%-3.1pp | 345.43%-320.3pp |
| Employer contribution / active EE | $3,234 | $3,221+0.4% | $2,521+28.3% | $4,764-32.1% |
| Participant deferral / active EE | $8,562 | $4,778+79.2% | $4,048+111.5% | $5,851+46.3% |
| Admin fee / account holder | $17,995 | $12,194+47.6% | $7,491+140.2% | $11,599+55.1% |