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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,382 | $117,904+144.6% | $102,457+181.5% | $145,978+97.6% |
| Participation rate | 88.9% | 78.6%+10.3pp | 76.5%+12.4pp | 80.3%+8.6pp |
| Annual return | 13.62% | 31.80%-18.2pp | 29.41%-15.8pp | 550.52%-536.9pp |
| Employer contribution / active EE | $3,938 | $3,613+9.0% | $3,022+30.3% | $4,662-15.5% |
| Participant deferral / active EE | $8,093 | $5,733+41.1% | $5,054+60.1% | $6,690+21.0% |
| Admin fee / account holder | $161,992 | $13,329+1115.3% | $9,451+1613.9% | $13,400+1108.9% |