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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,735 | $78,694+49.6% | $67,652+74.0% | $125,389-6.1% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -7.10% | 9.46%-16.6pp | 6625.40%-6632.5pp | 282.24%-289.3pp |
| Employer contribution / active EE | $2,457 | $3,044-19.3% | $2,266+8.4% | $4,866-49.5% |
| Participant deferral / active EE | $15,552 | $4,292+262.3% | $3,560+336.9% | $5,352+190.6% |
| Admin fee / account holder | $518 | $7,403-93.0% | $4,821-89.2% | $9,541-94.6% |