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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,972 | $123,793+85.0% | $177,848+28.7% | $79,856+186.7% |
| Participation rate | 88.6% | 84.7%+3.9pp | 87.7%+0.9pp | 69.6%+18.9pp |
| Annual return | 9.95% | 22.82%-12.9pp | 48.33%-38.4pp | 31.71%-21.8pp |
| Employer contribution / active EE | $5,104 | $4,095+24.6% | $5,919-13.8% | $2,471+106.6% |
| Participant deferral / active EE | $9,282 | $5,956+55.8% | $7,714+20.3% | $3,741+148.1% |
| Admin fee / account holder | $2,152 | $7,243-70.3% | $12,431-82.7% | $5,306-59.4% |