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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,617 | $137,414+67.8% | $189,545+21.7% | $85,851+168.6% |
| Participation rate | 86.5% | 84.6%+1.9pp | 87.8%-1.3pp | 69.3%+17.2pp |
| Annual return | 11.35% | 38.14%-26.8pp | 555.36%-544.0pp | 318.63%-307.3pp |
| Employer contribution / active EE | $3,393 | $4,344-21.9% | $6,162-44.9% | $2,565+32.3% |
| Participant deferral / active EE | $8,243 | $6,260+31.7% | $8,220+0.3% | $3,952+108.6% |
| Admin fee / account holder | $22,319 | $8,630+158.6% | $12,049+85.2% | $6,261+256.5% |