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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,190 | $100,060+155.0% | $149,721+70.4% | $70,126+263.9% |
| Participation rate | 96.0% | 83.6%+12.4pp | 87.1%+8.9pp | 69.5%+26.5pp |
| Annual return | 11.78% | 27.46%-15.7pp | 1501.67%-1489.9pp | 73.15%-61.4pp |
| Employer contribution / active EE | $2,432 | $3,661-33.6% | $5,444-55.3% | $2,343+3.8% |
| Participant deferral / active EE | $9,184 | $4,982+84.4% | $6,568+39.8% | $3,332+175.7% |
| Admin fee / account holder | $43,821 | $8,285+428.9% | $11,282+288.4% | $4,645+843.3% |