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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,194 | $87,834+194.0% | $133,975+92.7% | $62,881+310.6% |
| Participation rate | 92.9% | 83.4%+9.5pp | 87.1%+5.8pp | 69.3%+23.6pp |
| Annual return | 9.43% | 12.05%-2.6pp | 29.29%-19.9pp | 20.14%-10.7pp |
| Employer contribution / active EE | $3,566 | $3,482+2.4% | $5,211-31.6% | $2,281+56.3% |
| Participant deferral / active EE | $8,260 | $4,812+71.7% | $6,282+31.5% | $3,203+157.9% |
| Admin fee / account holder | $3,800 | $5,372-29.3% | $9,324-59.2% | $4,296-11.5% |