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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,642 | $213,785+6.9% | $185,441+23.3% | $155,188+47.3% |
| Participation rate | 92.9% | 83.2%+9.6pp | 80.3%+12.6pp | 80.8%+12.1pp |
| Annual return | 33.01% | 19.97%+13.0pp | 20.16%+12.8pp | 148.84%-115.8pp |
| Employer contribution / active EE | $2,132 | $5,393-60.5% | $4,672-54.4% | $4,248-49.8% |
| Participant deferral / active EE | $9,105 | $6,864+32.6% | $6,152+48.0% | $6,531+39.4% |
| Admin fee / account holder | $79,449 | $21,134+275.9% | $17,890+344.1% | $14,480+448.7% |