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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,619 | $154,209+28.2% | $130,062+51.9% | $139,487+41.7% |
| Participation rate | 84.6% | 82.0%+2.6pp | 78.5%+6.1pp | 80.3%+4.3pp |
| Annual return | 12.40% | 32.52%-20.1pp | -137.37%+149.8pp | 373.84%-361.4pp |
| Employer contribution / active EE | $2,143 | $5,292-59.5% | $4,322-50.4% | $4,755-54.9% |
| Participant deferral / active EE | $7,910 | $6,709+17.9% | $5,821+35.9% | $6,713+17.8% |
| Admin fee / account holder | $20,449 | $13,988+46.2% | $10,601+92.9% | $11,407+79.3% |