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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,523 | $176,786+3.2% | $146,643+24.5% | $167,536+8.9% |
| Participation rate | 83.3% | 83.6%-0.3pp | 80.1%+3.3pp | 82.1%+1.2pp |
| Annual return | 28.99% | 24.04%+5.0pp | 22.75%+6.2pp | 478.82%-449.8pp |
| Employer contribution / active EE | $2,003 | $5,161-61.2% | $4,137-51.6% | $4,839-58.6% |
| Participant deferral / active EE | $6,759 | $6,440+4.9% | $5,506+22.8% | $6,342+6.6% |
| Admin fee / account holder | $3,245 | $13,262-75.5% | $10,280-68.4% | $12,315-73.6% |