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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,041 | $166,242+43.8% | $165,071+44.8% | $145,884+63.9% |
| Participation rate | 84.6% | 82.0%+2.6pp | 78.6%+6.0pp | 80.3%+4.3pp |
| Annual return | 16.58% | 100.44%-83.9pp | 70.17%-53.6pp | 551.85%-535.3pp |
| Employer contribution / active EE | $2,080 | $5,283-60.6% | $4,347-52.1% | $4,662-55.4% |
| Participant deferral / active EE | $7,552 | $6,964+8.4% | $6,035+25.1% | $6,690+12.9% |
| Admin fee / account holder | $1,225 | $16,658-92.6% | $12,695-90.4% | $13,392-90.9% |