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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,094 | $144,130-25.7% | $117,861-9.1% | $147,586-27.4% |
| Participation rate | 66.7% | 83.4%-16.8pp | 79.7%-13.0pp | 82.8%-16.2pp |
| Annual return | 22.98% | 531.20%-508.2pp | 335.11%-312.1pp | 578.59%-555.6pp |
| Employer contribution / active EE | $1,442 | $4,897-70.6% | $3,786-61.9% | $4,876-70.4% |
| Participant deferral / active EE | $4,454 | $5,316-16.2% | $4,482-0.6% | $5,439-18.1% |
| Admin fee / account holder | $20,259 | $10,887+86.1% | $8,021+152.6% | $10,886+86.1% |