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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,993 | $102,609+153.4% | $98,090+165.1% | $138,895+87.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 13.21% | 36.44%-23.2pp | 37.05%-23.8pp | 145.39%-132.2pp |
| Employer contribution / active EE | $6,096 | $3,867+57.6% | $3,606+69.0% | $4,194+45.3% |
| Participant deferral / active EE | $12,138 | $8,167+48.6% | $7,845+54.7% | $6,396+89.8% |
| Admin fee / account holder | $48,605 | $11,434+325.1% | $11,815+311.4% | $12,562+286.9% |