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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,097 | $107,944+85.4% | $91,994+117.5% | $152,885+30.9% |
| Participation rate | 88.9% | 81.2%+7.7pp | 78.6%+10.3pp | 82.5%+6.4pp |
| Annual return | 21.19% | 89.26%-68.1pp | 69.03%-47.8pp | 345.39%-324.2pp |
| Employer contribution / active EE | $0 | $4,210-100.0% | $3,452-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $9,824 | $6,365+54.3% | $5,923+65.8% | $5,851+67.9% |
| Admin fee / account holder | $1,284 | $10,521-87.8% | $7,743-83.4% | $11,598-88.9% |