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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,368 | $115,903+84.1% | $100,528+112.2% | $158,966+34.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 15.44% | 34.80%-19.4pp | 30.90%-15.5pp | 302.95%-287.5pp |
| Employer contribution / active EE | $5,344 | $4,105+30.2% | $3,419+56.3% | $4,762+12.2% |
| Participant deferral / active EE | $11,225 | $6,677+68.1% | $6,271+79.0% | $5,983+87.6% |
| Admin fee / account holder | $7,785 | $11,000-29.2% | $8,084-3.7% | $11,250-30.8% |