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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,683 | $113,941+60.3% | $94,229+93.9% | $125,389+45.7% |
| Participation rate | 91.7% | 82.9%+8.8pp | 78.8%+12.9pp | 83.2%+8.5pp |
| Annual return | 0.50% | 5.29%-4.8pp | 10.68%-10.2pp | 282.24%-281.7pp |
| Employer contribution / active EE | $8,354 | $4,727+76.7% | $3,587+132.9% | $4,866+71.7% |
| Participant deferral / active EE | $7,958 | $5,179+53.7% | $4,320+84.2% | $5,352+48.7% |
| Admin fee / account holder | $3,190 | $8,392-62.0% | $6,269-49.1% | $9,541-66.6% |