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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,713 | $176,786+107.4% | $146,643+150.1% | $167,536+118.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 15.46% | 24.04%-8.6pp | 22.75%-7.3pp | 478.82%-463.4pp |
| Employer contribution / active EE | $10,137 | $5,161+96.4% | $4,137+145.0% | $4,839+109.5% |
| Participant deferral / active EE | $7,782 | $6,440+20.8% | $5,506+41.3% | $6,342+22.7% |
| Admin fee / account holder | $5,949 | $13,262-55.1% | $10,280-42.1% | $12,315-51.7% |