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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,982 | $135,645+40.1% | $110,243+72.3% | $135,380+40.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -6.23% | 513.24%-519.5pp | 314.76%-321.0pp | 519.81%-526.0pp |
| Employer contribution / active EE | $9,941 | $4,907+102.6% | $3,827+159.8% | $4,779+108.0% |
| Participant deferral / active EE | $7,587 | $5,507+37.8% | $4,672+62.4% | $5,609+35.3% |
| Admin fee / account holder | $9,418 | $11,458-17.8% | $8,548+10.2% | $10,828-13.0% |