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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,026 | $152,619+52.0% | $125,195+85.3% | $152,909+51.7% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 24.87% | 54.85%-30.0pp | 43.79%-18.9pp | 345.46%-320.6pp |
| Employer contribution / active EE | $7,406 | $4,947+49.7% | $3,866+91.6% | $4,764+55.5% |
| Participant deferral / active EE | $6,412 | $5,869+9.3% | $4,937+29.9% | $5,851+9.6% |
| Admin fee / account holder | $3,777 | $13,437-71.9% | $9,704-61.1% | $11,601-67.4% |