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| Provider | Service type | Compensation |
|---|---|---|
SLAVIC INTEGRATED ADMINISTRATION9+ years Service code 15 · EIN 65-0608221 | Recordkeeping | $300,099 |
BFSG LLC9+ years Filed as: BFSG, LLC Service code 17 · EIN 20-8532658 | Pension Consulting | $51,987 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,556 | $40,278-19.2% | $80,648-59.6% | $80,169-59.4% |
| Participation rate | 32.8% | 47.5%-14.7pp | 67.0%-34.2pp | 72.9%-40.2pp |
| Annual return | 1.05% | 50.86%-49.8pp | 937.21%-936.2pp | 40.39%-39.3pp |
| Employer contribution / active EE | $764 | $1,332-42.7% | $2,724-72.0% | $2,978-74.4% |
| Participant deferral / active EE | $2,320 | $2,696-13.9% | $4,443-47.8% | $5,016-53.7% |
| Admin fee / account holder | $200 | $210-4.9% | $5,382-96.3% | $145+38.0% |