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| Provider | Service type | Compensation |
|---|---|---|
SLAVIC INTEGRATED ADMINISTRATION8+ years Service code 15 · EIN 65-0608221 | Recordkeeping | $275,609 |
BFSG LLC8+ years Filed as: BFSG, LLC Service code 17 · EIN 20-8532658 | Pension Consulting | $52,831 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,748 | $37,418-25.8% | $77,100-64.0% | $77,906-64.4% |
| Participation rate | 38.3% | 46.9%-8.6pp | 67.9%-29.6pp | 73.7%-35.4pp |
| Annual return | -18.60% | -7.13%-11.5pp | 42.35%-61.0pp | 12.16%-30.8pp |
| Employer contribution / active EE | $1,037 | $1,200-13.6% | $2,815-63.2% | $2,846-63.6% |
| Participant deferral / active EE | $2,750 | $2,572+6.9% | $4,430-37.9% | $4,805-42.8% |
| Admin fee / account holder | $157 | $126+24.6% | $5,443-97.1% | $133+18.5% |