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| Provider | Service type | Compensation |
|---|---|---|
SLAVIC INTEGRATED ADMINISTRATION3+ years Service code 15 · EIN 65-0608221 | Recordkeeping | $111,829 |
BFSG LLC3+ years Filed as: BFSG, LLC Service code 17 · EIN 20-8532658 | Pension Consulting | $30,984 |
KSJG, LLP2 years Filed as: KUSHNER SMITH JOANOU & GREGSON LLP Service code 10 · EIN 95-3322166 | Accounting | $14,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,424 | $31,424+44.6% | $81,473-44.2% | $69,631-34.8% |
| Participation rate | 45.1% | 50.8%-5.7pp | 68.0%-22.8pp | 70.7%-25.6pp |
| Annual return | 11.72% | 22.44%-10.7pp | 38.78%-27.1pp | 27571.02%-27559.3pp |
| Employer contribution / active EE | $813 | $1,029-20.9% | $2,568-68.3% | $2,032-60.0% |
| Participant deferral / active EE | $2,946 | $1,838+60.3% | $3,537-16.7% | $3,224-8.6% |
| Admin fee / account holder | $296 | $103+189.0% | $4,561-93.5% | $110+168.4% |