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| Provider | Service type | Compensation |
|---|---|---|
SLAVIC INTEGRATED ADMINISTRATION2+ years Service code 15 · EIN 65-0608221 | Recordkeeping | $96,704 |
BFSG LLC2+ years Filed as: BFSG, LLC Service code 17 · EIN 20-8532658 | Pension Consulting | $25,787 |
KSJG, LLP1 year Filed as: KUSHNER SMITH JOANOU & GREGSON LLP Service code 10 · EIN 95-3322166 | Accounting | $13,500 |
STAFFPAY INC DBA EMPLICITY2+ years Service code 14 · EIN 33-0680357 | Plan Administrator | $13,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,044 | $30,599+27.6% | $74,577-47.6% | $57,658-32.3% |
| Participation rate | 46.2% | 49.1%-2.9pp | 68.1%-21.9pp | 70.2%-24.0pp |
| Annual return | 18.84% | 14.24%+4.6pp | 20.47%-1.6pp | 5.13%+13.7pp |
| Employer contribution / active EE | $777 | $1,000-22.3% | $2,525-69.2% | $1,974-60.7% |
| Participant deferral / active EE | $3,064 | $1,805+69.8% | $3,458-11.4% | $3,061+0.1% |
| Admin fee / account holder | $287 | $98+193.3% | $4,138-93.1% | $95+204.1% |