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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,448 | $99,345+108.8% | $84,753+144.8% | $273,972-24.3% |
| Participation rate | 95.7% | 80.7%+15.0pp | 76.6%+19.1pp | 83.0%+12.6pp |
| Annual return | 10.95% | 22.93%-12.0pp | 22.78%-11.8pp | 41.46%-30.5pp |
| Employer contribution / active EE | $10,314 | $4,214+144.8% | $3,574+188.5% | $4,869+111.8% |
| Participant deferral / active EE | $6,781 | $4,270+58.8% | $3,712+82.7% | $5,287+28.3% |
| Admin fee / account holder | $2,684 | $6,645-59.6% | $5,333-49.7% | $10,133-73.5% |