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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,147 | $72,273+326.4% | $101,275+204.3% | $79,856+285.9% |
| Participation rate | 96.2% | 68.5%+27.7pp | 75.8%+20.3pp | 69.6%+26.5pp |
| Annual return | 12.26% | 22.30%-10.0pp | 46.48%-34.2pp | 31.71%-19.5pp |
| Employer contribution / active EE | $7,581 | $2,691+181.7% | $3,660+107.1% | $2,471+206.8% |
| Participant deferral / active EE | $8,169 | $3,282+148.9% | $4,371+86.9% | $3,741+118.4% |
| Admin fee / account holder | $16,304 | $4,401+270.4% | $5,948+174.1% | $5,306+207.2% |