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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,885 | $93,345+392.7% | $119,126+286.0% | $87,485+425.7% |
| Participation rate | 72.2% | 68.7%+3.5pp | 75.8%-3.5pp | 68.9%+3.3pp |
| Annual return | 15.65% | 19.08%-3.4pp | 282.11%-266.5pp | 26.06%-10.4pp |
| Employer contribution / active EE | $6,216 | $3,172+96.0% | $4,034+54.1% | $2,596+139.4% |
| Participant deferral / active EE | $8,287 | $4,099+102.2% | $5,318+55.8% | $4,274+93.9% |
| Admin fee / account holder | $8,828 | $8,039+9.8% | $10,693-17.4% | $7,775+13.5% |