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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,203 | $73,978+381.5% | $96,515+269.1% | $75,173+373.8% |
| Participation rate | 92.9% | 66.4%+26.4pp | 74.3%+18.5pp | 67.2%+25.7pp |
| Annual return | 17.49% | 26.72%-9.2pp | 35.73%-18.2pp | 160.72%-143.2pp |
| Employer contribution / active EE | $12,999 | $2,931+343.6% | $3,740+247.6% | $2,671+386.7% |
| Participant deferral / active EE | $9,322 | $3,660+154.7% | $4,880+91.0% | $4,126+125.9% |
| Admin fee / account holder | $20,494 | $5,219+292.7% | $6,735+204.3% | $5,651+262.7% |