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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,950 | $95,383+239.6% | $185,837+74.3% | $85,856+277.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 11.46% | 23.59%-12.1pp | 122.08%-110.6pp | 318.58%-307.1pp |
| Employer contribution / active EE | $15,223 | $3,313+359.5% | $5,168+194.6% | $2,565+493.5% |
| Participant deferral / active EE | $5,071 | $3,423+48.1% | $5,568-8.9% | $3,952+28.3% |
| Admin fee / account holder | $10,571 | $7,213+46.6% | $16,241-34.9% | $6,261+68.8% |